We're in the business of seeing yours succeed
There are probably a lot of reasons why you chose to make your living on the farm – from the independence and freedom that comes with owning your own business to knowing the value of a hard day’s work. At Lindfors Insurance Agency, we know that your farm or ranch provides a valuable service to the community, and we’d like to return the favor by offering you the comprehensive protection you deserve.
Farm Equipment Insurance
At Lindfors Insurance Agency, we’re dedicated to the success of your farm or ranch, and we understand that equipment breakdown can mean lost income. That’s why we design comprehensive insurance policies to keep farms running smoothly in the event of an accident. Equipment breakdown coverage goes beyond your standard Property Insurance policy to protect against damage caused by power surges, mechanical breakdown, motor burnout, and even operator error.
Equipment and machinery included under a Farm Equipment Insurance policy includes, but is not limited to:
- Heating and Cooling Systems
- Production Equipment
- Boilers, Pressure Vessels, and Water Heaters
- Electrical Distribution Systems
- Refrigeration Equipment
At Lindfors Insurance Agency, we know that the health and safety of your animals directly affects the health and profitability of your farm. Livestock Insurance can protect you and your farm against the financial losses that could occur if your animals are harmed or killed as a result of a covered accident such as a fire, blizzard, or other natural disaster – even when your animals are in transit.
Livestock Insurance policies will vary from person to person, farm to farm, and animal to animal
The insurance value of each animal is usually its purchase price, but other factors such as performance level or value of your animal’s offspring can increase that value. A specialist at Lindfors Insurance Agency can help you determine the right amount of coverage at a price that meets your needs.
Farm Structures Insurance
As the owner of a successful agribusiness, your farm or ranch contains some of your biggest physical assets. Barns, machine sheds, and granaries are essential elements that keep your farming operations running smoothly, but in the event of a disaster, the loss of important property can disrupt business and be financially devastating.
Protecting your buildings and your livelihood
is easy with a Farm Structures policy from Lindfors Insurance Agency. This coverage helps pay for the accidental loss of property used for farming purposes due to a variety of perils such fires and some natural disasters.
Farm Dwelling Insurance
Operating a farm or ranch is a unique business in many ways. One big difference from most other jobs is that many farmers don’t just work on their property – they live there too. And having the right protection depends on the situation of each individual family. While not as comprehensive as a complete Farm Owners policy, some people may find that Farm Dwelling coverage is enough to meet their needs.
Dwelling Insurance from Lindfors Insurance Agency protects
the building you live in and any attached structures, including rental properties, by helping to pay for damages that result from a covered incident. Depending on your specific policy options, it can also include additional coverage for personal property or provide additional living expenses if your home becomes uninhabitable due to a covered loss.