Protect Your Home with the Right Insurance Coverage

Whether you own a home already or are looking to buy one for the first time

It’s essential to understand how homeowners insurance works. Homeowners insurance is one of the best ways to protect you, your assets and your property from the unexpected.

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Home-Insurance

A homeowners insurance policy typically includes the following four types of coverages:

1. Dwelling coverage
2. Personal belongings coverage
3. Liability coverage
4. Additional living expenses coverage

Don't wait until it's too late

You should have enough coverage to fully repair your home or replace your belongings after an incident, such as a fire, tornado or other covered loss. Additionally, your mortgage lender may have their own coverage requirements that you will need to finalize your loan.

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Get The Insurance Coverage You Need

Mobile Home Insurance

Mobile Home Insurance

At Lindfors Insurance Agency, we know you’ve worked hard to turn your mobile home into the perfect living space for you and your family, but sometimes accidents like fire or severe storms can cause major setbacks. That’s why we’re committed to serving all of your insurance needs. With a specialized Mobile Home Insurance policy, you can safeguard your home and your belongings in the event of a covered loss.

Mobile Home Insurance works much like a typical Homeowners policy and typically includes features such as:

  • Personal Property Protection

    Pay for loss or damage to most of your personal items.

  • Family Liability Protection

    Provide legal representation against injury or property damage claims.

  • Guest Medical Protection

    Help cover the medical expenses for visitors injured in your home.

  • Home & Structure Protection

    Compensate you for building repairs after a covered accident.

  • Additional Living Expenses

    Reimburse you for temporary housing during reconstruction.

Renters Insurance

Renters Insurance

If you rent an apartment, house, condo, or even a dorm room, you may not think you need insurance. But in the event that fire, theft, or vandalism damages your property, it’s unlikely that your landlord will pay to replace your belongings.

At Lindfors Insurance Agency, we know that you’ve most likely invested a lot of time and money in your personal property, and it’s up to you to take care of it. Having a Renters Insurance, or Tenants Insurance, policy can pay for the cost of replacing your belongings if they are damaged due to a covered accident, or if they’re stolen.

Also included in your Renters Insurance is Liability Coverage to safeguard yourself from injury claims that occur in your home. If someone gets hurt on your property, your insurance can pay the related medical payments and expenses, and provide for the cost of legal support if you are sued.

Property Insurance

Property Insurance

Your home is your sanctuary. It’s a dependable shelter that keeps you and your family safe, and it’s the place where memories are made. For most people, a house represents the biggest financial and emotional investment they’ll ever make. With the right Property Insurance plan, you can protect your investment and your personal property from whatever life throws your way. Every Home Insurance policy is different, and at Lindfors Insurance Agency, we’ll work with you to make sure that your policy fits the needs of yourself and your family.

Property Insurance may insure your home from the following types of damage:

Fire and Lightning

Collisions from Vehicles or Aircraft

Hail

Sewer/Drain Backup

Windstorm

Vandalism